Instructions

Complaints Initiated by an Individual

Any individual or individuals can make an ethics complaint about a member.  Complainants do not need to be NAFPP members.

Complaints must be received in writing and will be accepted into the official record of the proceeding.  When submitting a complaint, the complainant should first show physical evidence that they attempted to come to a resolution with the NAFPP member on their own (i.e. letter).  Once the complainant has sought resolution unsuccessfully on their own, they will need to forward a letter to NAFPP headquarters containing the following:

  1. A narrative statement describing the situation and a detailed listing of all relevant information and substantive issues of the complaint;
  2. A copy of all forms, documentation, and written correspondence related to the complaint (contracts, documentation, etc.);
  3. A recommendation as to what would be the ideal resolution to this complaint in the mind of the complainant; and
  4. Mail Complaint via US certified mail to:
    • 5505 Connecticut Ave, NW #287
      Washington, DC 20015-2601

No action can be initiated until a signed, written complaint is received and all of the aforementioned documents are provided to the association’s headquarters.  Also, the Ethics Committee will not consider an ethics complaint if there is pending litigation.  The Ethics Committee will table any ethics complaints during litigation and will consider them after all adjudication.

 

Anonymous Complaints

Any complainant may request that their identification be withheld.  In this case, the complainant must provide their identification, items 1 through 3 listed above, and justification as to why their identity should be withheld.  The Ethics Committee has the sole discretion as to whether or not to withhold the identity of any complainant.  In the event that anonymity is not granted by the committee, staff will contact the complainant to see if they wish to continue to pursue the matter or withdraw their complaint.

 

 Requests for Mediation by a Foreclosure Prevention Professional

Any foreclosure prevention professional member may request that the Ethics Committee mediate a dispute with a customer. 

The member foreclosure prevention professional will need to submit this request in writing, which will be accepted into the official record of the proceeding.  When submitting a request for mediation, the member foreclosure prevention professional should first show physical evidence that they attempted to come to a resolution with the consumer on their own (i.e. letter).  Once the member foreclosure prevention professional has sought resolution unsuccessfully on their own, they will need to forward a letter to NAFPP headquarters containing the following:

  1. A narrative statement describing the situation and a detailed listing of all relevant information and substantive issues of the situation;
  2. A copy of all forms, documentation, and written correspondence related to the situation (contracts, documentation, etc.); and
  3. A description of what the foreclosure prevention professional member believes is a reasonable offer to bring resolution to the situation.
  4. Mail Complaint via US certified mail to:
    • 5505 Connecticut Ave, NW #287
      Washington, DC 20015-2601

No action can be initiated until a signed, written request for mediation is received and all of the aforementioned documents are provided to the association’s headquarters.  Also, the Ethics Committee will not consider any request for mediation if there is pending litigation.  The Ethics Committee will table any requests for mediation during litigation and will consider them after all adjudication.


There are a number of resources for consumers who have been harmed by an unethical foreclosure prevention professional. NAFPP is committed to the highest standards of foreclosure prevention conduct and is interested in helping consumers find redress whenever those standards are not followed within our industry.


NAFPP holds our consumers to a high standard of professional standards and ethics.  Homeowners everywhere, looking for someone they can trust when they are facing financial difficulties should turn to professional foreclosure prevention professionals for help.

Read our Code of Ethics


NAFPP  is the only national association that aggressively investigates consumer complaints against foreclosure prevention professionals, provides each party an opportunity to discuss the situation and offers dispute resolution services. Find out how NAFPP can help you resolve your challenges.


 





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